To be clear, 2.1 and 2.7 would both be quite bad, but this is quite an improvement. So, I had certainly been entirely blaming the California Insurance comissioner until I found out about Prop 103. Commissioner Lara probably deserves some blame still. Repeal of prop 103 may or may not be necessary, they essentially had to be able to point to real disasters to be able to raise rates, and now they can. Any solution that integrates modern wildfire risk is going to make rural-suburban interface development
“Real questions at Disneyland”
As long as it’s set to “Welcome to the Black Parade”